Carver serves four broad categories of financial services firms: (1) Fintechs—neobanks, lending platforms, BNPL providers, payment processors, embedded finance companies, crypto exchanges, and digital asset firms; (2) Traditional financial institutions—community banks, credit unions, regional banks, asset managers, and broker-dealers; (3) Financial infrastructure providers—core banking vendors, BaaS platforms, payment networks, and compliance technology firms; (4) Adjacent sectors with financial services exposure—insurtech, proptech with embedded finance, and marketplace platforms with regulated financial components. The common denominator is regulatory obligation or strategic sensitivity to regulatory change.