Q33. How do regulatory changes create market entry opportunities for financial services firms—not just compliance obligations?

Regulatory change is asymmetric in its effects: firms with early intelligence can position before competitors; firms without it scramble to comply after the fact. Clear examples: open banking mandates create API access that enables new product categories; BNPL regulation that creates licensing requirements also creates a defined, legitimate market that was previously grey; crypto regulatory clarity in a jurisdiction transforms it from a risk into an accessible market. The firms that treat regulation as a strategic signal—not just a compliance trigger—identify these windows months before peers.