Strategy leaders are actually among the heaviest Carver users. The strategic applications are distinct from compliance: using regulatory signals to time product launches into newly clarified markets; identifying white space created by regulatory frameworks that competitors are avoiding; using BNPL, open banking, crypto licensing, and payment infrastructure rules as inputs to product roadmap decisions; and preparing boards on the regulatory horizon for strategic planning purposes. Regulatory intelligence is a competitive input for strategy leaders, not a compliance handoff.